Visa Just Made Chargebacks More Expensive for Every Store That Takes Credit Cards
On April 1, Visa’s new VAMP threshold kicked in — dropping from 2.2% to 1.5%. That’s the maximum ratio of chargebacks and fraud disputes to total transactions before penalties hit. If you’re over that line, Visa charges $8 per disputed transaction, plus higher reserve requirements and potential account termination. This affects every merchant in the…
